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It's important to select a pension risk-transfer provider with the ability to deliver a suite of risk- transfer solutions, exceptional service, and the financial strength to help meet long-term obligations. Consider the following benefits of working with Pacific Life:

Selecting an Annuity Provider (95-1)
Selecting an Annuity Provider (95-1)




Innovative Solutions to Fit Your Unique Needs
Each defined benefit plan sponsor has unique pension risk-transfer needs. That's why Pacific Life was the first to offer a comprehensive suite of pension de-risking solutions for defined benefit plans, including Buy-In, Buy-out, and Insured Liability Driven Investing (LDI), a first of its kind alternative to best-efforts LDI strategies. We also provide a lifetime income option for defined contribution plans.

Consultative Service
Pacific Life offered its first group annuity contract in 1941. Our knowledgeable and collaborative pension risk-transfer specialists take the time to listen and help you understand the available strategies so you can determine which can best fit your needs. When you choose Pacific Life, we guide you through each phase of the pension risk-transfer process. We'll continue to follow through with your employees and retirees, ensuring their questions are answered and benefits are paid on time every month for the rest of their lives.

Foundation of Strength and Mutuality
For more than 140 years, Pacific Life has provided financial security through products and services that stand the test of time. Today, we maintain strong financial strength ratings from major independent rating agencies1 and we are organized under a mutual holding company structure that operates for the benefit of Pacific Life's policyholders and contract owners.

1Ratings may change. More information and current financial strength ratings can be found on our Pacific Life Ratings page.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products. Pacific Life, its affiliates, its distributors, and respective representatives do not provide any employer-sponsored qualified plan administrative services or impartial advice about investments and do not act in a fiduciary capacity for any plan.

Pacific Life refers to Pacific Life Insurance Company (Newport Beach, CA).

Insurance products are issued by Pacific Life in all states except in New York. Pacific Life is solely responsible for the financial obligations accruing under the products it issues. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.